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On Thursday, January 23rd, our business hours will be 9:00 AM to 4:00 PM ET, instead of our regular hours of 9:00 AM to 8:00 PM ET. We'll resume normal business hours on Friday, January 24th. If you need help outside these hours, please log into your online account for information about your loan or view our Help Center for answers to commonly asked questions.

Refinance Your Loan

Refinancing made simple with Valon

Stuck with a high interest rate? Along with our competitive rates, we make refinancing quick and simple! Use our online platform or give our experts a call to check your rates and see how much you could save on your monthly payment.

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Competitive Rates

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Hassle-Free Process

When should I consider refinancing?

Rates have dropped

If market interest rates are lower than the rate on your current mortgage, then locking in a lower, fixed rate could reduce your monthly payment—and you’ll keep that rate even if rates rise again.

Improved credit score

If your credit score has improved since you took out your original mortgage, you might qualify for a better rate, potentially leading to savings on your mortgage payment each month.

Change in financial situation

If you’ve had a change in your financial situation, such as a salary increase, you may want to reassess your home financing options. For example, you could consider shortening your loan term to pay off your mortgage faster and save on interest.

Check your rates and new payment amount

Use our online platform to view your estimated rates and new monthly payment. Then, apply online or give us a call when you’re ready!

By refinancing your current mortgage, your total finance charges may be higher over the life of the loan.

Our simple refinance process

We strive to make the refinance process cost-effective and hassle-free.

 
 

Apply

Our online application pulls in information automatically, reducing the amount of work you need to do.

 
 

Get approved

Our team can help you find the right loan option to meet your goals.

 
 

Close your loan

We make closing simple and will work on your time.

 

You’re finished!

Enjoy your new rate and payment amount.

Ready to get started?

Call 855-589-8194 to speak to an expert today