Use Your Equity

Make the most of your home equity

Your home equity is a great resource to help you reach your financial goals. Whether you’re looking to consolidate high-interest debt, pay for home improvements, make a large purchase, or simply get cash, we offer several flexible financing options that allow you to tap into your home equity. We’ll help you determine which options best fit your situation and guide you through the process.


Easy, streamlined application and closing


Flexibility and personalization

You’ve worked hard to build your home equity.
Use it to fit your needs.

Home Improvement

Looking to improve or update your home? You can use your equity to carry out your projects—adding value and beauty to your home.

Lower Monthly Payments

Our loan experts can help you use your home equity to consolidate high-interest debts into one easy payment at a better rate.

Large Purchases

If you have a large purchase coming up, tap into your home equity to fund it. We offer a range of home equity products and financing options tailored to you.

Anything Else

Convert your home equity to cash to use however you’d like!

Flexible financing options to fit your situation

Cash-Out Refinance

With a cash-out refinance, you refinance your mortgage and receive the difference between your new mortgage amount and the balance on your previous mortgage in a lump sum of cash.

Home Equity Line of Credit

A home equity line of credit (HELOC) allows you to use a portion of your home equity as collateral to get a revolving line of credit.

Home Equity Loan

A home equity loan (HELOAN) lets you use part of your home equity to receive a loan for a fixed amount—effectively, a lump sum of cash.

Is your mortgage already with Valon?

If we already service your mortgage, we can streamline the process and close quickly, so you can begin capitalizing on your home equity in no time!

Connect with one of our loan officers

Whether you know what you want or would like to learn about your options, Valon is here to help. Get connected with a loan officer to discuss your next steps.

888-231-8679 (Monday to Friday, 10 AM to 8 PM ET, excluding public holidays)